Lowe's military discount program and ID.me verification

Current program terms and eligibility rules

The Lowe’s Everyday Military Discount provides 10 percent off eligible full-priced purchases for personal, non-commercial use:

Who qualifies for the discount

The program is open to the following service members and their families:

• Active duty personnel: Full-time active duty members of the Army, Navy, Air Force, Marine Corps, Coast Guard, Space Force, and Commissioned Corps of the USPHS and NOAA
• National Guard and Reserve: Active drilling reservists and National Guard members
• Military retirees: Veterans who retired with 20 or more years of qualifying service or received a permanent medical retirement
• Veterans: Former service members who received an honorable discharge or a general discharge under honorable conditions
• Registered spouses: Current legally married spouses of qualifying active duty, retired, or veteran personnel

The discount cannot be transferred to friends, roommates, adult children, or extended family members. Veterans with other-than-honorable, bad conduct, or dishonorable discharges are ineligible under program rules.

No annual savings cap

A key distinction between home improvement retailers is how spending caps are handled:

• Lowe’s policy: No annual dollar limit on cumulative discount savings for personal residential purchases
• Competitor policy: The Home Depot military discount restricts total annual savings to $400 per calendar year (representing $4,000 in qualifying purchases)

Because Lowe’s does not cut off your discount after $400 in savings, it is often the preferred merchant for extensive residential remodeling, kitchen updates, and multi-season outdoor landscaping projects.

How to register through ID.me

Lowe’s eliminated manual register verification to streamline checkout and protect member data. All eligible shoppers must complete online verification through ID.me:

Step 1: Create a MyLowe’s Rewards personal account

Visit lowes.com or download the Lowe’s mobile app. Sign in to your existing personal account or create a new profile using your primary email address. Commercial or Lowe’s Pro accounts are ineligible for the military discount.

Step 2: Visit the military validation portal

Navigate to lowes.com/military/validation and select the “Verify with ID.me” button.

Step 3: Authenticate through ID.me

Sign in to your ID.me account or select “Create an ID.me account”. ID.me will prompt you to enter:

• Full legal name matching military service records
• Military status (active duty, veteran, retiree, or spouse)
• Service branch and dates of active service
• Social Security number or military service number

ID.me verifies credentials electronically against Defense Manpower Data Center (DMDC) records within seconds. If automatic record retrieval is unsuccessful, you will be prompted to upload a digital copy of your military discharge paperwork. If you need to verify your discharge classification or service dates, consult our guide on what is a DD-214.

Step 4: Confirm account linking

Once ID.me confirms your status, you are redirected back to Lowe’s to confirm your primary telephone number and mailing address. Your military discount status is permanently tethered to your MyLowe’s profile.

Step 5: Spouse account enrollment

Spouses should establish their own independent MyLowe’s Rewards personal profile and complete the ID.me spouse verification flow. This generates an independent profile linked to the family military affiliation, allowing the spouse to check out at retail stores without the veteran being physically present.

In-store vs online checkout procedures

Once enrolled, using your 10 percent discount is simple across both purchasing channels:

Shopping Channel  Redemption Method                    Verification Check
----------------  -----------------------------------  -----------------------------------------------
Online / App      Automatic at checkout when logged in Verified MyLowe's profile status
In-Store          Phone number at register or member QR Cashier may verify with government photo ID

In-store checkout

When shopping at a local Lowe’s store:

1. At checkout or self-checkout, enter the primary telephone number associated with your verified MyLowe’s account.
2. Alternatively, open the Lowe’s mobile app and present your MyLowe’s member card barcode for the cashier or scanner to read.
3. The register system validates your military enrollment and automatically applies the 10 percent discount to eligible items.
4. Cashiers may ask to see a government-issued photo identification card (such as a standard state driver’s license) to confirm that the person presenting the telephone number matches the account holder.

Online shopping at Lowes.com

To use your discount for home delivery or in-store pickup:

1. Log into your verified MyLowe’s Rewards account on lowes.com or the mobile application.
2. Add qualifying merchandise to your digital shopping cart.
3. Proceed to checkout; the 10 percent military discount appears as an itemized line deduction on eligible products.

Important product exclusions and restrictions

While the military discount covers thousands of tools, hardware items, lighting fixtures, and plumbing supplies, specific merchandise categories are excluded:

• Major appliances: Refrigerators, freezers, ranges, cooktops, wall ovens, dishwashers, washing machines, dryers, and microwave hoods are excluded from the military discount.
• Commodity building materials: High-volume construction commodities subject to wholesale market price swings are excluded, including dimensional lumber, framing studs, plywood, oriented strand board (OSB), and electrical cable or wire.
• Clearance and promotional sales: The discount cannot be stacked with special promotions, manager price markdowns, clearance merchandise, contractor packs, or Black Friday specials.
• Services and labor: Equipment rental fees, tool rental deposits, extended warranty plans, delivery and shipping charges, and home installation services are not discountable.
• Gift cards: Store gift cards and third-party merchant cards are strictly excluded.
• Commercial accounts: The military discount cannot be combined with Lowe’s Pro volume pricing, Lowe’s Business Credit cards, or commercial contract bids.

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